Lorum is a specialist correspondent institution providing multi-currency clearing, custody, and cash management across via API. Built for fintechs, payroll platforms, and marketplaces, Lorum gives financial institutions direct access to the clearing and custody infrastructure that was previously the exclusive domain of tier-one correspondent banks.

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Where Lorum differs is in how it manages money once it moves. Through Named Account Custody, each account holder has a direct legal and operational relationship to the custody framework, eliminating the opacity and chain risk of nested clearing models. Alongside that, Lorum's cash management platform gives clients the tools to put that money to work: earn 24-hour interest through tokenized money market funds, access wholesale FX instruments, and heding currency risk, all in one place.